All too often hard-working families are put into tight scenarios and the impact can be extremely detrimental to life as you know it.

There are a number of programs to assist homeowners who are at risk of foreclosure and otherwise struggling with their monthly mortgage payments. However, there are none that make getting out of foreclosure as easy as Make My Mortgage Payment Now.

Traditionally, homeowners facing foreclosure are taken advantage of by banks. While there are assistance programs available, banks seldom provide proper guidance. This leaves families in stressful scenarios and ultimately, they just give up.

Don’t just give your home to the bank. There are options to consider and these options will even put money in your pocket and help you avoid serious damage to your credit.

“Underwater” Mortgages

In today’s housing market, many homeowners have experienced a decrease in their home’s value. Learn about these MHA programs to address this concern for homeowners.

“Notice of Default”

is issued by the bank after your mortgage becomes delinquent.  It is a public notice seen by all and the process of foreclosure has begun.  The homeowner will typically have 90 days to bring the mortgage current by paying all of the past due payments, late fees, penalties, and legal fees.  Many times, this amount becomes too large for a family to pay and the home is sold at auction leaving the family with nothing.

Cash offer on a home facing foreclosure…

Modify or Refinance Your Loan for Lower Payments:

  • Home Affordable Modification Program (HAMP)

  • Principal Reduction Alternative (PRA)

  • Second Lien Modification Program (2MP)

  • Home Affordable Refinance Program (HARP)

  • Treasury/FHA Second Lien Program (FHA2LP)

  • Assistance for Unemployed Homeowners

  • Home Affordable Unemployment Program (UP): 

  • Emergency Homeowners’ Loan Program (EHLP)

  • FHA Special Forbearance 

  • Managed Exit for Borrowers

  • Home Affordable Foreclosure Alternatives (HAFA)

List of Foreclosure Relief Programs